The beginning of the new year is a great time for individuals to think about how to best utilize their health insurance plan. This article provides tips to maximize those benefits and there are a variety of ways employers can also help their employees get the most out of their health plan.

Blue Cross provides employers with resources to inform and engage employees about the tools and programs available to help them better manage their health and ensure they’re maximizing the benefits of their health plan.  One of the most important tools is their member account, as it allows employees to manage their coverage, costs and care. Employees can conveniently access their account anywhere with the Blue Cross mobile app. Employers can use the Online Account Toolkit  to help employees navigate their account and get the most from their benefits.

This is also a great time of year to remind employees about the benefits of a health savings account, which can help them set aside money for health care expenses for today, tomorrow or in retirement. Employers offering consumer-directed health care products to their members can utilize the CDH toolkit to help educate members on the available options. This is also a good time to remind employees that they can contribute to their HSA until April 2025 for the 2024 tax year.

To view more of the easily downloadable resources available for employers, please visit www.bcbsm.com/engage.

Questions? Email  AssociationandChamberRelations@bcbsm.com for support.